BrendanP,
I understand how you feel, and I think that internal dialogue is healthy. I have had the same conversation, but I have learned to do it BEFORE the start of the next season, rather than immediately following the end of the current season. As the Unofficialofficial mentioned, give yourself some time and distance from this season, allow yourself to unwind and think objectively about the situation.
There is no need to decide right now.
Being a good official takes a great deal of commitment of time, energy and resources, and though I am not sure of your family situation, it can add stress there as well. No one can tell you if it is worth it but you.
For me, there absolutely have been times where I didn't think the sacrifices required came anywhere close to the benefits gained. But at the same time, I can tell you without hesitation that the benefits I have gained through the association with people who share my passion (and frustration) are unmatched anywhere else.
I have been an official for 15 years. Due to work and family considerations, I had to make the decision to drop out of calling high for a while. And though I don't miss a lot of the crap that goes along with it, there is not a Friday night from August to December that I don't think about it.
For me, the thing I miss the most. the thing that keeps me wanting more, isn't actually the game. It's the feeling I used to get from about 7:00:00 PM to 7:29:59 PM. When you first walk out on the field, after my white hat and I talk to the coaches and complete our pre-game duties, my white hat and I would take a walk around the field. The smell of the fresh-cut grass, then the smell of popcorn popping in the concession stands, the bands start playing, cheerleaders start getting the crowd excited. The sensory overload that occurs. There was usually a moment during this time I would stop and just to try to soak it all in and think, there is not another place I would rather be than on this field right now.
I love the game, don't get me wrong. But it's that time with my white hat and the guys on my crew, and that feeling of anticipation that I have never been able to replace. Boy do I miss that.