We have had this rule a very long time. I am dismayed that folks would not get this.
4th down fumble rule. When recovered by a Team A player other than the fumbler, the ball is dead, and returned to the spot of the fumble. With no other factors to change the outcome (like the penalty for a foul), the ball belongs to Team B, 1/10, at the B-1. Clock starts on the snap. 25 seconds play clock starts on the R's signal.
Some folks have stopped giving the 4th down fumble rule 'reminder' signal (rolling arms) before the snap on 4th down. No, you don't see it in the NFL - they are expected to know this situation each time it arises, without a 'reminder' signal. So, many FBS folks have, in kind, adopted that philosophy. I say anything that helps us get things right is OK.