And remember, guys, that while you can accept the penalty but decline the yardage, you can't accept the penalty and decline the auto first down. Consider :
(1) 1st & 10 @ 50;
(2) A holds @ LOS = 1st & 20 @ A's 40;
(3) RTP = 1st & 10 @ B's 45;
A might like to, but can't decline the AFD & have 1st & 5.