Could someone please give an example where the start of the loose ball, beyond the neutral zone, would be spot of penalty enforcement...hence, why we beanbag it?
This happened in my game last century......
(1) K kicks off, ball fielded by R1 @ R;'s 10;
(2) R2 slugs K1 @ 50;
(3) R1 fumbles @ R's 20;
(4) R3 scoops up loose ball and heads to paydirt

.
This is also a good illustration of the "WHEN" of the 4 W's of penalty enforcement. It was determined that the flag was after B1 had fielded the ball, but before the fumble was recovered. The basic spot was R's 20 and was bean baged. Results of play placed ball at R'10. IF FOULHAD OCCURRED :
(1) Before R1 had fielded kick = previous spot, K kicks from R's 45;
(2) After R3 had fielded fumble = ABO basic spot @ 50, R's ball 1/10 @ R's 35.
REMEMBER, GUYS WHO, WHAT, WHEN, WHERE...
PS: THERE IS A FIFTH W...IF A DELAY OF GAME IS CALL IN THE LAST MINUTE OF A 40-0 GAME...WHY