RR is making a distinction between play-related actions that cause the clock to be stopped versus stoppages for administrative reasons. If the foul itself is not the reason for stopping the clock (FST, some IS, etc.), then for other fouls that occur during the play ( e.g. Holding) we are stopping the clock to administer the penalty. Play-related actions include helmets off, injuries, fouls that cause the clock to stop, making the LTG. These are the only ones that count when determining zap10. Administrative stoppages do not offset these play-related actions.